No setup fees. No account fees. No percentage cuts. No surprise charges. Just one predictable monthly subscription. Modern Australian payments, the way they should be.
Other payment platforms nickel-and-dime you with fees buried in the fine print. We don't have any. Read the list. Then read it again.
Sign up free. Onboard free. Start taking payments today.
No monthly platform fees. No minimums. No "active account" charges.
No 1.7% + 30c per sale. No percentage cuts on your revenue. One flat credit per transaction.
No reversal fees. No PCI fees. No "service" fees buried in fine print. Disputes carry a $55 network pass-through — and that's the only one, disclosed up front.
Other platforms make you wait. Wait to get approved. Wait to take payments. Wait weeks for your first payout. NoFee doesn't make you wait around.
Sign up in 60 seconds. Verified in minutes. Taking payments today. No paperwork, no waiting, no "we'll be in touch in 2-4 weeks."
Payments confirm in seconds and settle to your bank fast — no 7 to 30 day fund holds, no chasing late settlements, no waiting weeks to onboard before you can get paid.
Real-time payment confirmation. Real-time account verification. Real-time control. You know instantly if a payment succeeded. No more waiting and wondering.
We don't lead with price because no percentage fees and fast settlement matter more. But when you crunch the numbers on bigger invoices, NoFee saves you serious money.
Most B2B businesses, professional services, trades, real estate, and recurring billing operators have average transaction values well above $70. The bigger your transactions, the more NoFee saves you.
| Transaction value | Stripe (1.7% + 30c) | NoFee | You save |
|---|---|---|---|
| $50 | $1.15 | $1.50 | — |
| $100 | $2.00 | $1.50 | $0.50 |
| $200 | $3.70 | $1.50 | $2.20 |
| $500 | $8.80 | $1.50 | $7.30 |
| $1,000 | $17.30 | $1.50 | $15.80 |
| $5,000 | $85.30 | $1.50 | $83.80 |
Plus: no 30-day fund holds, no chasing late settlements, no percentage cuts on your revenue, no waiting weeks to onboard. That's the real value.
Stripe holds first payouts for 7 to 30 days. Ezidebit takes 1 to 3 business days and can take weeks to onboard. Card terminals from the big banks settle next business day at best — after you've waited weeks for approval.
NoFee settles fast, with no holds. Payments confirm in seconds on the New Payments Platform, and your funds settle to your bank without the long holds and approval delays the big players put you through.
No 30-day fund holds. No chasing late settlements. No waiting weeks to onboard before you can take a single payment. That's working capital you keep moving.
See PricingAn honest side-by-side look at what you actually get with each platform.
| Feature | Stripe | Ezidebit | NoFee |
|---|---|---|---|
| Onboarding time | Days, then 7-30 day hold | 2-4 weeks | Minutes |
| Settlement speed | T+2 business days | T+1 to T+3 | Fast, no holds |
| Weekend & holiday processing | ✕ | ✕ | ✓ 24/7/365 |
| Setup fees | None | Sometimes | None |
| Per transaction cost | 1.7% + 30c | $0.99 (DD) / 1.98% + 30c (card) | $1.50 flat |
| Failed payment fees | $15+ per chargeback | $5 per dishonour | 1 credit per retry |
| Dispute fee | $15+ chargeback | Varies | $55 pass-through |
| Funds held in trust | No | Yes | ✓ Yes |
| Payment infrastructure | Card networks | BECS (legacy, sunsetting 2030) | NPP (modern) |
| Australian-built & supported | No | Yes | Yes |
Comparison based on publicly available information from Stripe, Ezidebit, and NoFee as of May 2026.
Pick the tier that matches your business volume. One credit equals one transaction. Doesn't matter if the transaction is $10 or $10,000.
Need more than 1,000 transactions per month? Talk to us about custom volume pricing. Overage transactions billed at $2.00 each. No setup fees. No platform fees. Cancel any time.
Drag the sliders to your transaction volume and see how predictable subscription pricing compares to variable percentage-based alternatives.
NoFee works for any Australian business that takes payments. Recurring or one-off, online or in-person, big invoices or small.
One flat subscription on $5,000+ invoices. Fast settlement. Predictable cost. No percentage of your margin disappearing.
Rent collection, body corporate fees, bond payments. Set up recurring PayTo agreements once, get paid forever.
Premium collection, membership fees, association dues. Real-time confirmation, no chasing.
Lawyers, accountants, consultants. Retainers, hourly billing, large invoices. Get paid instantly without losing a percentage.
Membership management, class bookings, PT sessions. Set and forget recurring billing that actually works.
Contract billing, subscription services, retainers. High-value invoices where percentage fees really hurt.
Fill in a few details and we'll be in touch the same day. No obligations, no sales pitch — just a straight conversation about whether NoFee is right for your business.
Prefer email? hello@nofee.com.au