No setup fees. No account fees. No transaction fees. No fail fees. Just one predictable monthly subscription. Modern Australian payments, the way they should be.
Other payment platforms nickel-and-dime you with fees buried in the fine print. We don't have any. Read the list. Then read it again.
Sign up free. Onboard free. Start taking payments today.
No monthly platform fees. No minimums. No "active account" charges.
No 1.7% + 30c per sale. No percentage cuts on your revenue.
No $5 dishonour fees. No $15 chargeback fees. No surprise charges.
No reversal fees. No PCI fees. No "service" fees buried in fine print.
Other platforms make you wait. Wait to get approved. Wait to take payments. Wait for your money. NoFee doesn't make you wait for anything.
Sign up in 60 seconds. Verified in minutes. Taking payments today. No paperwork, no waiting, no "we'll be in touch in 2-4 weeks."
Customer pays at 4:32pm Friday. Money lands in your account at 4:32pm Friday. 24/7/365. Even on weekends. Even on public holidays.
Real-time payment confirmation. Real-time account verification. Real-time control. You know instantly if a payment succeeded. No more waiting and wondering.
We don't lead with price because no fees and instant settlement matter more. But when you crunch the numbers on bigger invoices, NoFee saves you serious money.
Most B2B businesses, professional services, trades, real estate, and recurring billing operators have average transaction values well above $70. The bigger your transactions, the more NoFee saves you.
| Transaction value | Stripe (1.7% + 30c) | NoFee | You save |
|---|---|---|---|
| $50 | $1.15 | $1.50 | — |
| $100 | $2.00 | $1.50 | $0.50 |
| $200 | $3.70 | $1.50 | $2.20 |
| $500 | $8.80 | $1.50 | $7.30 |
| $1,000 | $17.30 | $1.50 | $15.80 |
| $5,000 | $85.30 | $1.50 | $83.80 |
Plus: no 30-day fund holds, no chasing late settlements, no failed payment fees, no waiting weeks to onboard. That's the real value.
Stripe holds first payouts for 7-30 days. After that, every payment takes 2 business days. Ezidebit takes 1-3 business days. Card terminals from the big banks settle next business day at best.
NoFee settles in real time. Your customer pays at 4:32pm on a Friday — the money is in your account by 4:32pm. Even on weekends. Even on public holidays.
For a business doing $500,000 a year, the difference between real-time and T+2 settlement is roughly $2,700 of working capital constantly tied up in transit. That's real money you're not earning interest on. That's real money you can't pay suppliers with.
See PricingAn honest side-by-side look at what you actually get with each platform.
| Feature | Stripe | Ezidebit | NoFee |
|---|---|---|---|
| Onboarding time | Days, then 7-30 day hold | 2-4 weeks | Minutes |
| Settlement speed | T+2 business days | T+1 to T+3 | Real-time |
| Weekend & holiday processing | ✕ | ✕ | ✓ 24/7/365 |
| Setup fees | None | Sometimes | None |
| Per transaction cost | 1.7% + 30c | $0.99 (DD) / 1.98% + 30c (card) | $1.50 flat |
| Failed payment fees | $15+ per chargeback | $5 per dishonour | 1 credit per retry |
| Holds your funds in trust | No | Yes | No |
| Payment infrastructure | Card networks | BECS (legacy, sunsetting 2030) | NPP (modern) |
| Australian-built & supported | No | Yes | Yes |
Comparison based on publicly available information from Stripe, Ezidebit, and NoFee as of May 2026.
Pick the tier that matches your business volume. One credit equals one transaction. Doesn't matter if the transaction is $10 or $10,000.
Need more than 1,000 transactions per month? Talk to us about custom volume pricing. Overage transactions billed at $2.00 each. No setup fees. No platform fees. Cancel any time.
Drag the sliders to your transaction volume and see how predictable subscription pricing compares to variable percentage-based alternatives.
NoFee works for any Australian business that takes payments. Recurring or one-off, online or in-person, big invoices or small.
One flat subscription on $5,000+ invoices. Real-time settlement. Predictable cost. No percentage of your margin disappearing.
Rent collection, body corporate fees, bond payments. Set up recurring PayTo agreements once, get paid forever.
Premium collection, membership fees, association dues. Real-time confirmation, no chasing.
Lawyers, accountants, consultants. Retainers, hourly billing, large invoices. Get paid instantly without losing a percentage.
Membership management, class bookings, PT sessions. Set and forget recurring billing that actually works.
Contract billing, subscription services, retainers. High-value invoices where percentage fees really hurt.
Fill in a few details and we'll be in touch the same day. No obligations, no sales pitch — just a straight conversation about whether NoFee is right for your business.
Prefer email? hello@nofee.com.au